These rates rarely top 0.50%, which puts this bank in the same category as some of the major national banks like Chase. No bank comes without its faults, though, and United’s materialize in the form of its annual percentage yields (APYs). This makes it a solid option for any potential customers that want to combine all of their finances at one bank. It also has home, auto and personal loans. Aside from traditional checking and savings accounts, United offers credit cards, IRAs and financial planning and investment management. It’s a full-service bank that has been around since 1950. United Community Bank is a large bank, but only has branches in four states: South Carolina, North Carolina, Georgia and Tennessee.
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